Beware while a credit card marketing agents comes to you!
Yes it's true don't entertain credit card marketing agents.The scene which happened with me and marketing agent is as follows-
One day fine on Jan 3th 2008 a credit card agent came to my house and he was offering a his bank credit card, then as usually i asked him lot of things and then decided to get that bank credit card.For security reasons i take up his phone and identity number.I gave him my details and some xerox of certificates and identity proof too...........He told me that he will contact in 5 days and credit card will be delivered within 20 days from applying.
On approx Jan 8th he phoned me and told that your application was denied, i was shocked up as every details was satisfying the conditions.Then i asked him what caused my application to be denied, he(Credit Card Marketing Agent) told that you are out-of-region,
Now let me explain you that facts - He came to market in our area ,that means he was knowing that this is out-of-station, then why the hell he was doing fuck here!!!
Also while applying i asked him how do i pay , he answered that we have drop boxes @ your town so you easily pay.I answered : Great!
Then on phone i climbed upon him and made him sick donkey as he deserves,then i told him to give back the details and xerox which i have provided.
He then answered 'OK'
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Let me explain some facts to my dear reader, he had come to get or fetch the customer(my) data which somebody has referred him to me.They use our information for marketing purpose, or even they sell to other companies if they want.
The information or details which they sell included -
Your PAN/Security Number
Occupation
Property/Estate
Employment Type.... and so on....
The general meaning i can term is demographics,they use our information for profiting themselves.
Explanation -
If there are 10 people out of which 3 are doctors,4 are engineers,2 traders/merchants,1 bankers/clerk then if suppose any company wants to offer engineering tools then they will only want to target engineering people, not doctors,trader/merchants...and so on...This company will buy list of customer(consumer data) from agencies or even top reputed companies!!!....
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So remember one thing that when any unknown marketing agents comes to your house/office to offer services/goods then mostly don't entertain.They just want information such that they profit from demographics.
please do comment if you have suffered or think your information has been sold.
Monday, January 12, 2009
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